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You also have the opportunity to increase your. ² at this time, approved applications submitted directly through the avant website will have a $39 annual membership fee, a minimum credit limit of $300, and a 35. 99% apr. Pricing may vary based on offers provided through different channels. It could take anywhere from a few minutes to 30 days to increase your credit limit from the time you request the increase, depending on the issuer and your credit profile.